Flood Damage v Water Damage

2/1/2022 (Permalink)

Flood Damage –V- Water Damage What’s the difference?

Water Damage as covered in the homeowners policy includes “instances of water hitting your home before (No, we’re not making this up.) Damage from a leaky roof or broken pipe are insured. So too is mold that results from those accidents. Touching the outside ground”

But mold resulting from a flood won’t be covered unless you have separate flood insurance.

It’s important to note that it is the damage to your home that’s insured, not the actual item that failed. So if a busted pipe was the source of the problem, the ruined carpet will be covered but not the broken pipe.

We are always here to help in such instances. SERVPRO of Marine City/ Romeo provides 24 hour support for all your Water Loss needs. You can contact us at 586-336-7373.